Enhance Your Credit Report,
Enrich Your Credit Score Now.

We Use Industry Leading Tactics That Permanently
Deletes Unwanted Items

For Free Consultation

fico score

What Is A Good FICO Score?

One of the most well-known types of credit score are FICO Scores, created by the Fair Isaac Corporation. FICO Scores are used by many lenders, and often range from 300 to 850. Generally, a FICO Score above 670 is considered a good credit score on these models, and a score above 800 is usually perceived to be exceptional.

FICO’s 5 Credit Score Factors

  • Payment history (35%)
  • Amounts Owed (30%)
  • Length of credit history (15%)
  • New credit (10%)
  • Credit mix (10%)
fico score

Why Having Great Credit Matters

group of people working out business plan office

Society is becoming increasingly dependent on using credit to make purchases and decisions.These days, good credit is used for more than just getting a credit card or a loan.More and more businesses are making the case that you must have good credit before they extend products or services to you.

  • It Affects Where You Live & How Much You Pay
  • It Affects What You Drive & Your Car Payment
  • It Can Affect Your Job Search
  • It Affects Your Ability to Start a Business
  • It Affects Other Monthly Bills

How it works

group of people working out business

1. Check

First, we analyze your credit reports and work with you to identify any questionable negative items hurting your score. We’ll build a custom game plan based on your unique situation.

group of people working out business

2. Challenge

Next, we challenge the identified negatives with the bureaus and your creditors. If they can’t prove that the items are accurate, fair, and substantiated, they are required by law to remove them.

group of people working out business

3. Change

When a negative item is removed from your credit, we briefly celebrate (sometimes with cake). Then, we get back to work, tackling the other questionable items still on your reports.

Our Features

  • Charge-Off Removals
  • Collection Removals
  • Inquiry Removals
  • Public Records Removals
presentation
successful meeting

Affiliate Partners

We Are a Customer-Focused, Results-Oriented Organization Committed to Developing Strong Relationships, Delivering Predictable Results and Teaching Innovative Credit and Credit Score Solutions. Contact now for affiliation inquires:

Affiliate Partners

We Are a Customer-Focused, Results-Oriented Organization Committed to Developing Strong Relationships, Delivering Predictable Results and Teaching Innovative Credit and Credit Score Solutions. Contact now for affiliation inquires:

successful meeting

Testimonial

I always dreamed of owning a house, but the cost of mortgages was too high for me to afford because of my bad credit. I got turned down by almost every lender until I found Premier credit. They were so understanding and really helped me find affordable housing by fixing my bad credit.

customer

Jonathan

Chef

I always had bad credit for a long time and I'm sure you know how hard it is to get a job or rent an apartment with bad credit. I am so glad that I found Premier Credit because they were able to improve my bad credit and educate me on how to maintain good credit.

customer

David

Cashier

I would never have been able to afford the car of my dreams without Premier Credit. They are an invaluable asset to anyone looking for a way to save money.

customer

Christian

Nurse

Our Credit Repair Services

repair

Repair Your Past

We work with the credit bureaus and your creditors to challenge the unfair or inaccurate negative report items that affect your credit score. We’ll ensure your credit history is up-to-date, accurate, and reflects you honestly. This can all help to fix your credit.

repair

Monitor Your Present

We work with the credit bureaus and your creditors to challenge the unfair or inaccurate negative report items that affect your credit score. We’ll ensure your credit history is up-to-date, accurate, and reflects you honestly. This can all help to fix your credit.

repair

Build Your Future

We work with the credit bureaus and your creditors to challenge the unfair or inaccurate negative report items that affect your credit score. We’ll ensure your credit history is up-to-date, accurate, and reflects you honestly. This can all help to fix your credit.